HS Credit is a leading non-bank lender providing short to medium term unregulated funding for Business and Commercial loans against various property types including residential, industrial and commercial covering England and Wales.

HS Credit (Birmingham) and HS Credit (Manchester)

HS Credit (Birmingham) and HS Credit (Manchester) are wholly-owned subsidiaries of Lei Shing Hong Group (“LSH Group”) – an international conglomerate headquartered in Hong Kong SAR. LSH Group’s businesses span Automobile, Machinery, Property, and Financial Services, with more than 300 regional offices, serving 10 countries or regions, including Hong Kong SAR, Chinese Mainland, Taiwan Region, South Korea, Singapore, Malaysia, Vietnam, Australia, the UK, and Germany.

Established since 1998, LSH Credit also operates in Australia, Hong Kong and Singapore as a leading non-bank financial institution providing loans secured against residential, industrial and commercial properties. 

In each of our operating markets, we are committed to being the preferred financial services provider, offering competitive rates, customer-centric services and tailored solutions to our customers. Since inception, LSH Credit has disbursed over HK$49 billion (approximately £4.86 billion) in property loans in Hong Kong, Singapore, Australia and the United Kingdom.

HS Credit (London)

HS Credit (London) is a subsidiary of Hap Seng Consolidated Berhad (“HSCB”).  Hap Seng Consolidated Berhad (“HSCB”) is a public company listed on the Main Market of Bursa Malaysia Securities Berhad (Malaysian Stock Exchange). HSCB is a diversified conglomerate with six core businesses – plantations, property investment and development, credit financing, automotive, trading and building materials.

Our story for the HSCB Group’s credit business started in Malaysia more than 3 decades ago and has evolved to establish itself as a leading non-bank financial institution. Over the years, it has established several credit operations in parts of Asia, Australia and now, the United Kingdom.

HS Credit Team in the UK 

With accumulated expertise and experience earned at domestic and international level, HS Credit operates in the UK financial market with an experienced and enthusiast team with local expertise.

We are committed to offering financial solutions that are tailored to your specific needs and create value for you.

HS Credit (Birmingham) Limited is registered with the Financial Conduct Authority (FCA) under reference number 913378 for Anti Money Laundering purposes. HS Credit (Manchester) Limited is registered with the Financial Conduct Authority (FCA) under reference number 918613 for Anti Money Laundering purposes.  HS Credit (London) Limited is registered with the Financial Conduct Authority (FCA) under reference number 998506 for Anti Money Laundering purposes.